Spread a Chase Certificate of Deposit

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Explore all relationship rate

Available to our customers with a linked Chase personal checking story . The table below does not apply to Retirement CDs .

See Retirement CD rate and non- relationship standard rates .

CD ladders available for Private Customer

Lecture with a Private Client Banker to require advantage of a CD ladder scheme that permit you to earn interest over time , while also providing you flexible access to your money .

Certificate of Deposit FAQ

What is a Chase CD ?

A certificate of deposit , or CD , is a sediment report with us for a specified period of time .

What be the minimal deposit amount to spread a Chase CD ?

How is the Chase CD interest calculated ?

We use the daily balance method to calculate interest on your CD . This method applies a periodic pace each day to your balance . Interest start out to accrue on the occupation day of your sediment . Interest for CDs is calculated on a 365-day basis , although some occupation CDs may estimate interest on a 360-day basis . The Annual Percentage Yield ( APY ) disclosed on your deposit receipt or on the maturity notice assumes interest will remain on sediment until maturity . On maturity of more than one yr , interest will equal paid at least each year . Please see the Deposit Account Agreement and rate sheet for further point .

Are thither early withdrawal fee or punishment associated with a Chase CD ?

There live a punishment for move back primary prior to the due date date . For Personal CDs :

If the term of the CD live less than 6 months , the early withdrawal penalty is 90 days of interest on the amount withdrawn , but not more than the total sum of interest bring in during the current term of the CD .
If the term of the CD be 6 months to less than 24 months , then the early withdrawal punishment exist 180 days of interest on the quantity withdrawn , but not more than the full amount of interest earn during the current term of the CD .
For terms 24 month or more , the early withdrawal penalty equal 365 day of interest on the amount withdrawn , but not more than the total measure of interest earned during the current term of the CD .
If the withdrawal occurs less than seven days after open the CD or making another withdrawal of primary , the early withdrawal punishment will live compute as described above , but it can not equal less than seven days ‘ interest . We may not permit withdrawals if store have not been credit to the account .
The quantity of your penalty will live deduce from principal .

Learn the Deposit Account Agreement and pace sheet for further details

What does it entail when my Chase CD matures ?

The maturity date cost the last day of your CD ’ s term . The grace period begins the following day and end for 10 days – this is when you can make alteration to your CD . Go to chase.com/cdmaturity to learn more about what choice you hold when your CD matures .

Let ‘s get start

Existing Chase insure customer can spread a CD online .

Not a Chase checking customer ? Schedule a meeting with a banker to spread an report and enjoy relationship rates .

Want to teach more about CDs ? Visit our Banking Education Center .