Insurance for Travelerscreated by explorers.

Rated Excellent on Reviews.io

Created by True Travellers

Accessible when you’re currently overseas

Single-trip and multi-trip coverage

A policy tailored to meet your needs

When traveling abroad, never compromise on your travel insurance coverage, because if something goes wrong, you’ll want the highest level of protection for yourself and your belongings.

At The True Traveller, we specialize in offering global travel advice, and based on customer input, we’ve enhanced our insurance website, improved its affordability, and broadened our product selection.

On Single Trips, we provide three Policies named True Value, Traveller, and Traveller Plus. True Value caters to travelers under 40, ideal for those booking last-minute or backpacking. The Traveller policy, our top choice, suits both vacationers and thrill-seekers, while Traveller Plus offers upgraded medical and cancellation benefits.

Our Annual Multi Trip Policies include the True Value and Traveller plan, which covers unlimited trips annually for stays of up to 30 days, as well as the Traveller Plus option, providing extended coverage for unlimited trips with durations of up to 70 days.

True Worth

Tailored for adventurers under 40, as well as those seeking spontaneous trips and backpacking experiences.

The Wanderer

Ideal for both vacationers and thrill-seekers, this option remains our top choice.

Traveller Plus offers enhanced features and benefits designed for the modern explorer, providing a superior travel experience with added convenience and comfort.

Tailored for travelers seeking improved medical and trip cancellation protection

Genuine Worth

Tailored for adventurers under 40, as well as those booking last-minute trips or exploring with a backpack.

The Wanderer

Ideal for both vacationers and thrill-seekers, this option remains our top choice.

Traveller Plus offers enhanced features and benefits designed to meet the needs of modern travelers, providing a superior experience with added convenience and flexibility.

Tailored for travelers seeking improved medical and cancellation protection

Annual Multi-Trip Coverage Plans

Our True Value and Traveller policy provides coverage for an unlimited number of trips annually, each with a maximum duration of 30 days. Additionally, the Traveller Plus policy extends this benefit with improved protection for unlimited trips lasting up to 70 days.

A single policy that handles everything you do. What a relief!

By default, our coverage includes 92 activities, encompassing non-manual tasks. For those seeking greater adventure, the Adventure Pack extends protection to an additional 41 activities, such as trekking up to 4,600 meters. We also offer Extreme and Ultimate Packs. The Extreme Pack provides coverage for activities like unlimited-altitude trekking, rugby, and potholing, while the Ultimate Pack extends to Ice Climbing, Parachuting, Hang Gliding, and even Powerbocking.

Insurance options available for your consideration

Trekking

One-way

Backpacker

Exploring the World During a Gap Year

IEC for Canada

Cold-Weather Athletics

On the Move

Multi-trip

Trekking

One-way

Backpacker

Taking a Year Off to Explore the World

IEC for Canada

Cold-Weather Athletics

On the Move Already

Multi-trip

What makes True Traveller the best choice for your purchase?

The True Traveller began as a travel company, not an insurance provider. While we take pride in offering the most competitively priced insurance possible, we recognize that cost can deter some from purchasing coverage initially. Our philosophy remains clear: if travel insurance is beyond your budget, then traveling itself may not be financially feasible.

What makes True Traveller the best option?

Collaborating with AXA

Already Traveling Cover

92 standard activities

Round-the-clock emergency support available at any time.

Digital assertions made over the internet

Single-trip travel insurance

Protection for vehicles and electronic devices

Active pursuits and high-risk protection

Collaborating alongside AXA

Cover Already Traveling

92 standard activities

Around-the-clock emergency support

Digital assertions

Single-trip travel insurance

Protection for your vehicle and electronic devices

Coverage for active pursuits and high-risk situations

Having confidence in your insurance provider

Providing exceptional service is our top priority, from start to finish. We’re thrilled to have earned a perfect 5/5 rating from the independent review platform, Reviews.io.

Travel protection

Support

Other details

Authorised and overseen by the Financial Conduct Authority (FRN 756107).

Our Insurance Provider

Your True Traveller Policy is underwritten by Inter Partner Assistance S.A., a member of the AXA Group, among the globe’s biggest insurance providers.

Already on the Road – No Issue

If you’ve already begun your trip and your prior insurance has expired, or if you neglected to arrange travel insurance before departing, you can easily apply online and receive coverage right away.

Please be aware that if you have already misplaced a piece of luggage, consulted a healthcare provider, or are currently unwell or injured and planning to seek medical attention, we cannot provide assistance. Insurance is designed to support you in case of potential future incidents, not for events that have already occurred.

92 standard activities

Your Traveller Policy covers 92 standard activities, such as Bungee Jumping, Horse Riding, Safari Touring, Scuba diving up to 18M, and many other adventures you might enjoy during your travels. It also extends to non-manual jobs for those on a Working Holiday, including bar and restaurant employment.

When applying for your Insurance with us, you can choose from our Adventure, Extreme, or Ultimate Activity Packs. These options provide broader coverage, extending to activities like Rock Climbing, Trekking at any altitude, and even light manual labor if you’re on a Working Holiday.

Around-the-Clock Medical Support Service

In the event of an accident during your travels that requires hospitalization, AXA Assistance provides round-the-clock support with a dedicated team of multilingual experts and healthcare professionals available 24/7.

To reach them internationally, dial+44 20 7985 7446, or for those located in the USA or Canada, a toll-free number is available for calls.1 800 986 6380.

They can help you by covering your medical expenses and, if required for health reasons, organize your return flight home for additional treatment.

Select your preferred Activity Pack

The Traveller Pack comes automatically with every policy we offer. You have the option to enhance your coverage for higher-risk activities, guaranteeing protection during those adventures. Should an activity not appear on our list, reach out to us, and we’ll check if it can be added to your policy.

(1)To drive a motorcycle, you must possess a valid license from your Country of Residence; otherwise, coverage will not apply. For UK residents, protection is only extended if you hold a full Motorcycle Licence or, alternatively, have completed a Compulsory Basic Training (CBT) course within the last two years. A helmet is required.must be put onOperating a motorcycle.

(2)Non Manual/Clerical Work refers to employment in professional, administrative, or clerical roles, including positions such as classroom teachers, classroom assistants, au pairs, child-minders, or jobs in bars and restaurants.

(3)You must possess a valid motorbike license issued in your Country of Residence to operate a motorcycle; otherwise, coverage will not be provided. A helmet is required.must be put onwhile operating a motorcycle.

(4)Permitted Manual Work refers to tasks such as agricultural labor and harvesting fruits. This encompasses operating tractors and comparable farm equipment, provided all necessary licensing regulations are followed; medical and caregiving roles, including those of physicians, nurses, midwives, and medical elective placements (excluding dental electives); as well as minor construction and home improvement projects like painting, interior design, or simple building tasks utilizing only lightweight power tools. Permitted Manual Work does not include activities involving industrial or trade machinery, heavy-duty power tools, or working at elevations exceeding 2 meters.

(6)Volunteering involves contributing to community or wildlife conservation initiatives organized by a professional entity. Tasks may encompass caregiving, education, or healthcare support. It can also include supervised construction or renovation efforts for community or charitable purposes, along with other approved manual labor, as long as the work excludes operating specialized machinery (except tractors), commercial-grade power tools, or tasks performed above 2 meters in elevation.

(7)You must possess a valid motorbike license issued by your Country of Residence to operate a motorcycle; otherwise, coverage will not be provided. Wearing a helmet is mandatory.must be wornWhen operating a motorcycle.

(8)Trekking above 4,600 meters does not involve rock climbing at high elevations. The Ultimate Pack includes Mountaineering for such activities. However, trekking encompasses peaks like Mera Peak and Island Peak in Nepal, as these routes are classified as treks and do not demand mountaineering expertise to reach their summits.

(N)When visiting Nepal, choosing the Trekking in Nepal option is essential.

Please be advised: The activities listed above are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the coverage you choose to secure.

Have you begun your journey yet?

Is it possible to purchase this Insurance if I’m currently outside my home country?

If you are a usual resident of the UK or Europe and your insurance has expired, you can purchase a Single Trip policy online with us. This is under the condition that no incidents have happened at the time of purchasing the cover that could result in a claim or might lead to one in the future. Naturally, this insurance will not cover lost belongings if they were already missing, medical expenses if they were already accrued, or any other known circumstances at the time of obtaining the policy that could prompt a later claim. Please be aware that, as a fraud prevention step, there is no coverage during the initial 48 hours after the policy is purchased, unless you sustain an injury due to an accident.

Please be aware that if you are currently on your journey, youMUSTChoose this option to ensure your Policy remains valid.

If I purchase Insurance and become ill, where will I be repatriated to?

If this rare situation occurs, you will be returned to your home country provided the required geographic premium has been paid and the 24-hour Emergency Medical Assistance Service has approved the arrangement.

Important: The FAQs provided are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the chosen coverage.

What is your usual place of residence?

Your Country of Residence refers to the nation in which you:

If you have traveled recently, please note that there are no minimum residency requirements. For instance, if you hold a British Passport and have the right of abode in the UK, it does not matter how many months you spent in the UK over the past year, as long as you meet all the specified conditions at the time of securing this insurance.

Commencement and Conclusion Dates

The Start Date refers to the day you depart from home to begin your journey, or the date you wish coverage to commence if you are already traveling.

The End Date refers to when the policy will lapse; choose either the anticipated return date or the arrival date if single-trip coverage is sufficient.

Travelers Ages

Enter your current age. If the child is less than one year old, input 0 for the age.

Exercising Caution While Traveling

Exercise Caution at Residence

Proceed with Blank Age Awareness

Include the age input field using the spinner’s plus button to input the traveler’s age.

Exercise Caution with Minimum Age Set to Zero

You have indicated that all travelers are under 18 years old. If this is incorrect, please return and update the information to proceed with your application.

If all individuals listed are under 18 years old, remember that the person buying the insurance must be at least 18 years of age to enter any financial agreement.

By proceeding, you acknowledge that you are the parent or legal guardian acting on behalf of the child to be covered by insurance.

Exercise caution if already in transit.

We can provide travel insurance for you even if you’ve already departed from home and are currently traveling, but this is strictly contingent upon the condition thatNothing has occurred yet.that has resulted in a claim or could result in a possible claim.

In other words, if you have previously misplaced a piece of luggage, already consulted a healthcare provider, or are currently unwell or injured and planning to seek medical attention, this policy will not cover any portion of a claim. Additionally, any claim submitted under these circumstances could be considered fraudulent, which is illegal.

To avoid false claims, coverage will only begin onceWithin two days of the policy being acquiredAny sickness or injury that arises during this waiting period will be classified as a pre-existing condition and willexcluded from coverageHowever, if you sustain a severe injury during an accident within this 48-hour window, as confirmed by an Independent Witness, your coverage will apply starting from the date the policy began.

Keep in mind that the 14-day cooling-off period does not apply if you are already abroad, meaning no premium refund will be issued if you decide to cancel the policy.

Exercise caution for the maximum duration.

Apologies, but the policy duration cannot exceed 366 days if you are aged 50 or above. Kindly adjust your End date accordingly.to receive a quote.

Kindly adjust your end date as needed, and keep in mind that you can always prolong your coverage with us, even if your travels continue beyond this timeframe.

Exercise caution for the maximum duration.

Apologies, the policy duration cannot exceed 548 days for individuals aged 36 or older. Kindly adjust your End date accordingly.to receive a quote.

Kindly adjust your end date as needed, and keep in mind that you can always extend your coverage with us, even if you’re still traveling when this period concludes.

Trip Type Maximum duration Warning

Apologies, the policy duration cannot exceed 548 days (18 months). Kindly adjust your End date accordingly.to receive a quote.

Kindly adjust your end date as needed, and keep in mind that you can always prolong your coverage with us, even if you’re still traveling when this period concludes.

Note:For a 2-year coverage period, adjust your destination selection to Worldwide, which includes the USA and Canada.

World Wide Journey Maximum Length Warning

Apologies, the policy duration cannot exceed 731 days (24 months). Kindly adjust your End date accordingly.to obtain a quote.

Kindly adjust your end date as needed, and keep in mind that you can always prolong your coverage with us, even if your travels extend beyond this timeframe.

Exercise Caution with Maximum Advance Booking

Apologies, but you can only initiate a policy with a start date within 364 days from today. Kindly adjust your chosen commencement date accordingly.

Caution

Unfortunately, as the majority of our insurance policies cater to adventurous activities and backpackers, we can only provide coverage up to the age of 65. Due to the nature of our business and the limitations set by Underwriters, we are unable to offer rates for individuals beyond this age.

For UK residents, we advise calling on0330 024 9949they provide coverage for individuals who are 66 years old or older.

Goodtogoinsurance.com operates under Ancile Insurance Group Limited, a company authorized and regulated by the Financial Conduct Authority (FCA registration number 471641).

Residents of Europe should reach out to their nearest AXA Insurance branch for assistance.

Caution

We regret to inform you that due to the nature of our insurance offerings, which primarily cater to adventurous activities and backpackers, we can only provide coverage up to the age of 65. Our current business model does not allow us to secure underwriting rates for individuals beyond this age limit.

No travel insurer we are aware of provides coverage for individuals aged 66 or older who are already abroad. We recommend reaching out to your existing insurer to check if they can extend your current policy.

Exercise Caution with Start Dates

Proceed with Care Regarding End Date

Please be aware that this website, along with all associated documentation and communications regarding this policy, is accessible in theThe English Language only.

Language Logo

Our system has identified that the device you are currently using does not seem to be situated in your Country of Permanent Residence.

Note that selecting the “Already Travelling” option on this page is essential for your policy to remain active. If the Already Travelling endorsement does not appear on your Policy, the coverage will be invalid, and any claims could be rejected.

You might be buying this insurance on behalf of another person, or your connection could be routed through a different country via a Corporate Internet network, which we are unable to identify. If either situation applies, please call The True Traveller directly, and our team will be happy to help.

Exercise Caution with Start Dates

The effective date for your insurance has already passed. Kindly update the start date accordingly.

All True Traveller plans provide coverage for medical expenses, trip cancellations, and early returns due to Coronavirus.

To learn more about the Coronavirus and how it relates to your True Traveller policy, visit the Coronavirus FAQs section on our website.

Pre-existing Medical Conditions with Automatic Coverage

Individuals with any of the medical conditions mentioned below are automatically included in this insurance coverage and are not required to disclose these specific conditions.

If the specified requirement is fulfilled, the following medical conditions are automatically covered:

Your travel insurance does not cover expenses for ongoing medication or treatment needed during your trip to manage any of these Automatically Accepted Pre-Existing Medical Conditions. This includes costs like Inhalers for Asthma or routine check-ups for Diabetes. However, emergency medical treatment required due to a change in your condition will be covered by your travel insurance.

do not have any other lung condition

Please be advised that the FAQs provided are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the coverage you choose to secure.

POLICY DESCRIPTION

An Immediate Relative, as defined by policy, includes mother, father, sister, brother, wife, husband, daughter, son, grandparent, grandchild, parent-in-law, son-in-law, daughter-in-law, sister-in-law, brother-in-law, step-parent, step-child, step-brother, or step-sister.

Allowable Depreciation Amounts

The compensation provided for lost, stolen, or damaged baggage is based on the duration of ownership for each claimed item. Items purchased within the last year will be reimbursed at their full original cost. For possessions older than one year, the table below outlines the deductions applied to the claimed amount.

NoteItems older than 12 months may have deductions applied due to normal wear and tear.