Insurance for Travelcreated by explorers.
Rated Excellent by Reviews.io
Created by True Travellers
Accessible when you’re currently overseas
Single-trip and multi-trip coverage
A policy tailored to meet your needs
When traveling abroad, never compromise on your travel insurance coverage, because if something goes wrong, you’ll want the highest level of protection for yourself and your belongings.
At The True Traveller, we specialize in offering global travel advice, and based on customer input, we’ve enhanced our insurance website to provide greater value and a broader selection of products.
On Single Trips, we provide three Policy options: True Value, Traveller, and Traveller Plus. True Value caters to travelers below 40 years old, ideal for those booking last-minute or backpacking. The Traveller policy, our top choice, suits both vacationers and thrill-seekers, while Traveller Plus offers upgraded medical and cancellation benefits.
Our Annual Multi Trip Policies include the True Value and Traveller plan, providing coverage for an unlimited number of trips each year, each with a maximum duration of 30 days. Additionally, the Traveller Plus option extends this benefit with improved protection for unlimited journeys, allowing stays of up to 70 days per trip.
True Worth
Tailored for adventurers under 40, as well as those booking last-minute trips and backpackers
The Wanderer
Ideal for both vacationers and thrill-seekers, this option remains our top choice.
Traveller Plus offers enhanced features and benefits for travelers seeking a more comprehensive experience. Designed to cater to diverse needs, it provides added convenience, exclusive perks, and superior service to ensure a seamless journey. Whether for leisure or business, Traveller Plus elevates every trip with its premium offerings.
Tailored for travelers seeking improved medical and trip cancellation protection
True Worth
Tailored for adventurers under 40, as well as those booking last-minute trips or exploring with a backpack.
The Wanderer
Ideal for both vacationers and thrill-seekers, this option remains our top choice
Traveller Plus offers enhanced features and benefits designed to elevate your travel experience. With added perks and exclusive services, it ensures a more comfortable and convenient journey for all passengers. Whether for business or leisure, Traveller Plus provides the extra comfort and convenience you need while on the go.
Tailored for travelers seeking improved medical and cancellation protection
Annual Multi-Trip Insurance Plans
Our True Value and Traveller policy provides coverage for an unlimited number of trips annually, each with a maximum duration of 30 days. For more extensive protection, the Traveller Plus policy extends this benefit to unlimited trips lasting up to 70 days.
A single policy that handles everything you do. What a relief!
By default, our coverage includes 92 activities, encompassing non-manual tasks. For those seeking greater adventure, the Adventure Pack extends protection to an additional 41 activities, such as trekking up to 4,600 meters. We also offer Extreme and Ultimate Packs. The Extreme Pack provides coverage for unlimited-altitude trekking, rugby, potholing, and more, while the Ultimate Pack extends to Ice Climbing, Parachuting, Hang Gliding, and even Powerbocking.
Insurance options available for your consideration
Trekking
One-way
Backpacker
Exploring the World During a Gap Year
IEC for Canada
Snow-based Athletics
On the Move Already
Multi-trip
Trekking
One-way
Backpacker
Exploring the World During a Gap Year
IEC certification for Canada
Snow-based Athletics
On the Move Already
Multi-trip
What makes True Traveller the best choice for your purchase?
The True Traveller began as a travel company, not an insurer. While we take pride in offering the most competitively priced insurance possible, we recognize that cost can deter some from purchasing coverage initially. Our philosophy remains clear: if travel insurance is beyond your budget, then traveling itself may not be financially feasible.
What makes True Traveller the best option?
Collaborating with AXA
Already Journeying Protection
92 standard activities
Around-the-clock emergency support available at any time
Digital assertions
Single-trip travel insurance
Protection for roads and devices
Active pursuits and coverage for elevated risks
Collaborating with AXA
Cover for Those Already on the Move
92 standard activities
Around-the-clock emergency support available at any time.
Assertions made on the internet
Single-trip travel insurance
Protection for vehicles and electronic devices
Active pursuits and coverage for elevated hazards
Having confidence in your insurance provider
Service is our top priority, beginning to end and in every way. We’re thrilled to have received a 5/5 rating from the independent review platform, Reviews.io.
Travel protection
Support
Other details
© The True Traveller Limited 2010-2025. All rights exclusively reserved.
Authorised and overseen by the Financial Conduct Authority (FRN 756107).
Our Insurance Provider
Your True Traveller Policy is provided by Inter Partner Assistance S.A., a member of the AXA Group, among the globe’s biggest insurance providers.
Already on the Move – No Issue
If you’re already on your trip and your prior insurance has expired, or if you neglected to arrange travel insurance before departing, you can easily apply online and receive instant coverage.
Please be aware that if you have already misplaced a piece of luggage, consulted a healthcare provider, are currently unwell or injured, or are planning to seek medical attention, we cannot provide assistance. Insurance is designed to support you in case of future incidents, not for situations that have already occurred.
92 standard activities
Your Traveller Policy covers 92 standard activities, such as Bungee Jumping, Horse Riding, Safari Touring, and Scuba Diving up to 18M, along with many other adventures you might enjoy during your travels. It also extends to non-manual labor for those on a Working Holiday, including jobs in bars and restaurants.
When you apply for Insurance with us, you can choose from our Adventure, Extreme, or Ultimate Activity Packs. These options provide broader coverage, extending to activities like Rock Climbing, Trekking at any altitude, and even light manual labor for those on a Working Holiday.
Around-the-Clock Medical Support Service
In the event of an accident during your travels that requires hospitalization, AXA Assistance provides round-the-clock support with a dedicated team of multilingual personnel and healthcare experts available 24/7.
To reach them internationally, dial the number from outside the country.+44 20 7985 7446, or for those located in the USA or Canada, a toll-free number is available for calls.1 800 986 6380.
They can help you by covering your medical expenses and, if required for health reasons, organize your return flight home to receive additional medical care.
Select your preferred Activity Pack
The Traveller Pack comes automatically with every policy we offer. You have the option to enhance your coverage for higher-risk activities, guaranteeing protection while you participate. Should an activity not appear on our list, reach out to us, and we’ll check if it can be added to your policy.
(1)To drive a motorcycle, you must possess a valid license issued by your Country of Residence; otherwise, coverage will not apply. For UK residents, protection is only extended if you hold a full Motorcycle Licence or, alternatively, have completed a Compulsory Basic Training (CBT) course within the last two years. A helmetmust be put onwhile operating a motorcycle.
(2)Non Manual/Clerical Work refers to tasks involving professional, clerical, or administrative duties, including roles such as classroom teacher, classroom assistant, au pair, child-minder, or employment in bar and restaurant services.
(3)You must possess a valid motorbike license from your Country of Residence to operate a motorcycle; otherwise, coverage will not be provided. A helmet is required.must be wornwhile operating a motorcycle.
(4)Permitted Manual Work refers to routine agricultural tasks such as farm labor and harvesting fruits. This encompasses operating tractors and comparable farm equipment, provided all necessary licensing regulations are followed. It also includes roles in healthcare, such as those of doctors, nurses, midwives, and caregivers (covering medical electives but excluding dental electives). Additionally, light construction and do-it-yourself activities, such as painting, decorating, or simple building projects using only lightweight power tools, are allowed. However, Permitted Manual Work does not extend to jobs involving industrial or trade machinery, heavy-duty power tools, or working at elevations exceeding 2 metres.
(6)Volunteering involves contributing to community or wildlife conservation initiatives organized by a professional entity. Activities may encompass caregiving, education, or healthcare support. It can also extend to supervised construction or renovation projects for communities or charities, along with other approved manual tasks, as long as the work excludes operating specialized machinery (except tractors), commercial-grade power tools, or tasks performed above 2 meters in height.
(7)You must possess a valid motorbike license from your Country of Residence to operate a motorcycle; otherwise, coverage will not be provided. A helmet is required.must be put onwhile operating a motorcycle.
(8)Trekking above 4,600 meters does not involve rock climbing at high elevations. The Ultimate Pack includes Mountaineering for such activities. However, trekking encompasses peaks like Mera Peak and Island Peak in Nepal, as these routes are classified as treks and do not demand mountaineering expertise to reach their summits.
(N)When visiting Nepal, choosing the Trekking in Nepal experience is essential.
Please be advised: The activities listed above are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the coverage you choose to secure.
Have you started your journey yet?
Is it possible to obtain this Insurance if I’m currently overseas?
If you are a usual resident of the UK or Europe and your current insurance has expired, you can purchase a Single Trip policy online through us. This is provided that no incidents have happened at the time of purchasing the cover that could result in a claim or might lead to one in the future. Naturally, this insurance will not cover lost belongings if they were already missing, medical expenses if they were already accrued, or any other known circumstances at the time of obtaining the policy that could prompt a later claim. Please be aware that, as a precaution against fraud, coverage does not apply during the initial 48 hours after policy purchase, except in situations where an accident causes an injury.
Please be aware that if you are currently on your journey, youMUSTChoose this option to ensure your Policy remains valid.
If I purchase Insurance and fall ill, where will I be repatriated to?
If this rare situation occurs, you will be returned to your home country provided the correct geographic premium has been paid and authorization is granted by the 24-hour Emergency Medical Assistance Service.
Important: The FAQs provided are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the chosen coverage.
What is your usual place of residence?
Your Country of Residence refers to the nation in which you:
- Are you a citizen or a lawful resident
- Medical care in that country is available through the National Health Insurance Scheme and/or private health insurance coverage.
- You will be transported back for continued medical treatment if required due to a severe accident or serious illness during your travels.
- Possess an absolute and unrestricted right to enter
- Maintain a valid home address
If you have traveled recently, there are no minimum residency requirements to meet. For instance, as a British Passport holder with the right of abode in the UK, it does not matter how many months you spent in the UK over the past year, as long as you satisfy all the specified conditions at the time of securing this insurance.
Commencement and Conclusion Dates
The Start Date refers to the day you depart from home to begin your journey, or the date you wish your coverage to commence if you are already traveling.
The End Date marks when the policy will no longer be active. Choose the date you plan to arrive home or the date you anticipate reaching your destination if one-way coverage is sufficient.
Travelers Ages
Input your current age. If the child is less than one year old, enter 0 for the age.
Exercising Care While Traveling
Exercise Caution at Home
Proceed with Blank Age Awareness
Proceed with Blank Age Awareness
Include the age input field using a spinner with a plus button to input the traveler’s age.
Exercise Caution with Minimum Age Set to Zero
You have indicated that all travelers are under 18 years old. If this is incorrect, please return and update the information to proceed with your application.
If all individuals listed are under 18 years old, remember that the person buying the insurance must be at least 18 years of age to enter into any financial agreement.
Proceeding further confirms that you are the child’s parent or legal guardian acting on their behalf for insurance purposes.
Proceeding with Care While in Motion
We can provide travel insurance for you even if you’ve already departed from home and are currently traveling, but this is strictly contingent upon the condition thatnothing has yet occurredthat has resulted in a claim or could result in a possible claim.
This indicates that, for instance, if you have previously misplaced a piece of luggage, already consulted a healthcare provider, or are currently unwell or injured and planning to seek medical attention, this policy will not cover any portion of a claim. Additionally, any claim submitted under these circumstances could be considered fraudulent, which is a criminal act.
To avoid false claims, coverage will only begin onceWithin two days of acquiring the policyAny sickness or injury that arises during this waiting period will be classified as a pre-existing condition and willnot be includedIf you sustain a significant injury during an accident within this 48-hour window, and it is confirmed by an Independent Witness, your coverage will apply starting from the date the policy began.
If you cancel the policy while already abroad, no premium refund will be issued, as the 14-day cooling-off period does not apply during overseas travel.
Exercise caution for the maximum duration.
Apologies, but the policy duration cannot exceed 366 days if you are aged 50 or above. Kindly adjust your End date accordingly.to receive a quote.
Adjust your departure date as needed, and keep in mind that you can always prolong your coverage with us, even if your trip extends beyond the current term.
Exercise caution for the maximum duration.
Apologies, the policy duration cannot exceed 548 days if you are 36 years of age or older. Kindly adjust your End date accordingly.to receive a quote.
Kindly adjust your end date as needed, and keep in mind that you can always extend your coverage with us, even if you’re still traveling when this period concludes.
Trip Category Maximum Length Warning
Apologies, but the policy duration cannot exceed 548 days (18 months). Kindly adjust your End date accordingly.to receive a quote.
Kindly adjust your end date as needed, and keep in mind that you can always prolong your coverage with us, even if your travels extend beyond this timeframe.
Note:To obtain coverage for 2 years, adjust your destination selection to Worldwide, including the USA and Canada.
World Wide Trip Maximum Time Limit Warning
Apologies, but the policy duration cannot exceed 731 days (24 months). Kindly adjust your End date accordingly.to receive a quote.
Kindly adjust your end date as needed, and keep in mind that you can always prolong your coverage with us, even if your travels continue beyond this timeframe.
Exercise Caution with Maximum Advance Booking
Apologies, but you can only initiate a policy with a start date within 364 days from today. Kindly adjust your chosen commencement date accordingly.
Caution
Unfortunately, as the majority of our insurance policies cater to adventurous activities and backpackers, we can only provide coverage up to the age of 65. Due to the nature of our business and the limitations set by Underwriters, we are unable to offer rates for individuals beyond this age limit.
For individuals living in the UK, we advise calling on0330 024 9949they provide coverage for individuals who are 66 years old or older.
Goodtogoinsurance.com operates under Ancile Insurance Group Limited, a company authorized and regulated by the Financial Conduct Authority (registration number 471641).
Residents of Europe should reach out to their nearest AXA Insurance branch for assistance.
Caution
We regret to inform you that due to the nature of our insurance offerings, which primarily cater to adventurous activities and backpackers, we can only provide coverage up to the age of 65. Our current business model does not allow us to secure Underwriter rates for individuals beyond this age limit.
No travel insurer we are aware of provides coverage for individuals aged 66 or older who are already abroad. We recommend reaching out to your existing insurer to check if they can extend your current policy.
Exercise Caution with Start Dates
Exercise Caution Regarding End Dates
Please be aware that this website, along with all associated documentation and communications regarding this policy, is accessible in theThe English Language only.
Our system has identified that the computer you are using does not seem to be situated in your Country of Permanent Residence.
Please note that selecting the “Already Travelling” option on this page is essential for your policy to remain valid. If the Already Travelling endorsement does not appear on your Policy, the coverage will not be effective, and any claims could be rejected.
You might be buying this insurance on behalf of another person, or your connection could be routed through a different country via a Corporate Internet network, which we are unable to identify. If either scenario applies, please call The True Traveller directly, and our team will be happy to help.
Exercise Caution with Start Dates
The effective date for your insurance has already passed. Kindly update the start date accordingly.
All True Traveller plans provide coverage for medical expenses, cancellations, and curtailment related to Coronavirus.
To learn more about the Coronavirus and how it relates to your True Traveller policy, visit the Coronavirus FAQs section on our website.
Pre-existing Medical Conditions with Automatic Coverage
If you have any of the pre-existing medical conditions mentioned below, you are automatically included in this insurance coverage, and there is no requirement to disclose these conditions.
If the specified requirement is fulfilled, the following medical conditions are automatically covered:
- You have not received hospital care (including same-day procedures or emergency room visits) for that condition in the previous period.two years.
- Your prescriptions for that condition have stayed the same over the last six months.
Your travel insurance does not cover expenses for ongoing medication or treatment needed during your trip to manage any of these Automatically Accepted Pre-Existing Medical Conditions, such as the cost of Inhalers for Asthma or routine check-ups for Diabetes. However, emergency medical treatment required due to a change in your condition will be covered by your travel insurance.
- do not have any other lung condition
- were diagnosed over a year prior to your acquisition of this policy
- have not undergone chemotherapy or radiotherapy in the year prior to purchasing this policy, and the cancer has never spread beyond the breast or prostate at any point
- To qualify for this policy, a PSA level of 3.0 or below is required for individuals diagnosed with prostate cancer.
Please be advised: The FAQs provided are governed by the complete policy terms and conditions. We recommend reviewing them to confirm your satisfaction with the chosen coverage.
DEFINITION OF POLICY
An Immediate Relative, as defined by policy, includes mother, father, sister, brother, wife, husband, daughter, son, grandparent, grandchild, parent-in-law, son-in-law, daughter-in-law, sister-in-law, brother-in-law, step-parent, step-child, step-brother, or step-sister.
Maximum Depreciation Allowances
The compensation provided for lost, stolen, or damaged baggage is determined by the duration of ownership for each claimed item. Items purchased within the last year will be reimbursed at their full original cost. For possessions older than one year, the table below outlines the deductions applied to the claimed amount.
NoteItems older than 12 months may have deductions applied due to normal wear and tear.
