Insurance for Tourist Attractions

K&K underwriters develop tailored insurance solutions for visitor-focused venues and events, such as botanical gardens, science centers, touring exhibits, historical landmarks, and similar attractions.

• Overview
• Featured Program Highlights
• Applications
• Contact details

K&K provides specialized property and liability insurance tailored for diverse tourist attractions such as historic locations, children’s museums, hands-on exhibits, natural sites, science centers, and similar venues. Additionally, they offer inland marine, directors’ and officers’ liability, and workers’ compensation coverage. Their tourist attraction insurance is the ideal solution for your needs.

• Management should possess a minimum of three years of experience in managing within the industry.
• Potential hazards associated with a maximum of three additional adult amusement attractions
• General liability minimum premium: $2,500
• Basic insurance coverage starts at $5,000.

Featured Program Highlights

• What qualifies for coverage under K&K’s Tourist Attraction Insurance program?

  Encompassing, though not restricted to:

  • Insurance for aquariums and nature centers
  • Insurance coverage for architectural landmarks
  • Insurance for botanical gardens
  • Coverage for caves
  • Insurance for children’s museums
  • Fort Insurance
  • World-class, legendary venues worthy of the Hall of Fame
  • Insurance for historic homes
  • Insurance for historic mines
  • Maritime insurance for vintage vessels
  • Insurance for historic sites

  • Coverage for interactive exhibits and experiences
  • Lighthouse Insurance
  • Insurance for memorabilia and collections
  • Insurance for museums
  • Insurance for natural landmarks
  • Insurance for historic Old West towns
  • Faith-based travel protection
  • Insurance for science centers
  • Insurance for theme-based attractions
  • Travel insurance for train journeys
  • Insurance for walk-through attractions

• What does K&K’s Tourist Attraction Insurance program not cover?

  Covering, though not restricted to:

  • Amusement parks are designed to provide entertainment and excitement through a variety of rides, games, and attractions. These venues cater to visitors of all ages, offering thrilling roller coasters, gentle carousels, and interactive experiences. Popular destinations like Disneyland and Universal Studios draw millions of guests annually, combining themed areas with cutting-edge technology. Whether for family outings or adventurous outings, amusement parks remain a beloved form of leisure worldwide.
  • Family entertainment centers are indoor or outdoor venues designed to provide fun and recreational activities for people of all ages. These facilities often feature a variety of attractions, such as arcade games, mini-golf, go-karts, laser tag, and play areas for children. They serve as popular destinations for family outings, birthday parties, and group events, offering a mix of entertainment options to cater to diverse interests. The goal of these centers is to create a welcoming environment where families can bond and enjoy shared experiences.

• Available insurance coverage options

  Commercial General Liability

  • Authored Under an Accepted Condition
  • Expanded Coverage Form
  • Policy Not Subject to Audit
  • No Out-of-Pocket Cost Required
  • Volunteer Accident Medical
  • Volunteers Included as Additional Insured Parties
  • Legal Responsibility for Amusement Rides
  • Responsibility for Fireworks-Related Incidents
  • Alcohol Responsibility
  • Legal Responsibility to Participants
  • Liability for Employee Benefits

  Coverage for Directors and Officers, including protection for Employment Practices Liability.

  Property 

  • Coverage for Equipment Breakdown is included
  • Emergency Evacuation Costs Covered up to $25,000, Emergency Response Protection—$25,000, Comprehensive Building Ordinance “A” Coverage

  Inland Marine insurance provides coverage for movable property and equipment that is transported over land or temporarily stored at various locations. This type of policy protects goods, tools, and materials used in business operations, particularly for contractors, builders, and transportation companies. Unlike standard property insurance, Inland Marine is designed to cover items that are frequently on the move or not kept at a fixed site. It ensures financial protection against risks such as theft, damage, or loss during transit or while off-premises. Policies can be tailored to meet the specific needs of different industries, offering flexibility and comprehensive safeguards for high-value or specialized assets.

  Commercial Auto insurance provides coverage for vehicles used for business purposes, protecting against liabilities and damages arising from accidents or other incidents. This type of policy is essential for companies that rely on cars, trucks, or vans for operations, ensuring financial protection and compliance with legal requirements. It typically includes collision, comprehensive, and liability coverage tailored to commercial needs.

  • Autonomous Vehicle
  • Auto Not Owned/Leased

  Crime 

  Surplus Liability

  Compensation for Workers

  Event Termination & Absence of Participation

  Sexual Assault & Exploitation

• What are the requirements for the application?

  To obtain an insurance quote via this program, fill out the relevant PDF application and follow the submission instructions provided. Coverage is contingent on underwriting approval, may not be offered to every applicant in every state, and could differ by location. Be sure to thoroughly examine the terms and conditions of any insurance quote. For inquiries, reach out to a K&K representative.

  • K&K Applications
  • Applications for additional requested coverages through ACORD
  • Five years of comprehensive, up-to-date loss run reports for the company
  • Layout/schematic of the area/configuration
  • Brochure (when accessible)
  • Website URL
  • Event timetable and schedule
  • Current ride inspection copies

What qualifies for coverage under K&K’s Tourist Attraction Insurance program?

• Insurance for aquariums and nature centers
• Insurance coverage for architectural landmarks
• Insurance for botanical gardens
• Coverage for caves
• Insurance for children’s museums
• Fort Insurance
• World-class, Hall-of-Fame-caliber facilities
• Insurance for historic homes
• Insurance for historic mines
• Maritime insurance for vintage vessels
• Insurance for historic sites

• Coverage for interactive exhibits and experiences
• Lighthouse Insurance
• Insurance for memorabilia and collections
• Insurance for museums
• Insurance for natural landmarks
• Insurance for towns in the Old West
• Faith-based event coverage
• Insurance for science centers
• Insurance for theme-based attractions
• Travel insurance for train journeys
• Insurance for walk-through attractions

What does K&K’s Tourist Attraction Insurance program not cover?

• Amusement parks are vibrant hubs of entertainment, offering thrilling rides, lively attractions, and joyful experiences for visitors of all ages. These dynamic destinations create unforgettable memories through a mix of adrenaline-pumping adventures and family-friendly fun. From towering roller coasters to whimsical themed areas, amusement parks cater to diverse tastes, ensuring excitement and delight for everyone.
• Family entertainment centers are recreational venues designed to provide fun and engaging activities for all ages. These facilities typically feature a variety of attractions, such as arcade games, mini-golf, laser tag, and indoor playgrounds, catering to families and groups looking for shared enjoyment. They serve as popular destinations for birthdays, celebrations, or casual outings, offering a lively atmosphere where guests can create lasting memories together.

Available insurance coverage options

• Authored on an Accepted Foundation
• Expanded Coverage Form
• Policy Not Subject to Audit
• No Deductible Required
• Volunteer Accident Medical
• Volunteers Included as Additional Insured Parties
• Liability for Amusement Rides
• Responsibility for Fireworks-Related Incidents
• Alcohol Responsibility
• Legal Responsibility to Participants
• Liability for Employee Benefits

Coverage for Directors and Officers, including protection for Employment Practices Liability.

• Coverage for Equipment Breakdown is included
• Emergency Evacuation Costs Covered up to $25,000, Emergency Response Protection—$25,000, Complete Building Ordinance “A” Coverage

• Automobile Under Personal Ownership
• Auto Not Owned/Leased for Use

What are the requirements for the application?

To obtain an insurance quote via this program, fill out the relevant PDF application and follow the submission instructions provided. Coverage is contingent on underwriting approval, may not be offered to every applicant in all states, and can differ by location. Be sure to thoroughly examine the terms and conditions of any insurance quote. For further assistance, reach out to a K&K representative.

• K&K Applications
• Applications for additional requested coverages through ACORD
• Five years of comprehensive, up-to-date loss run records for the company
• Layout diagram or site plan of the venue/configuration
• Brochure (if provided)
• Website URL
• Event timetable and dates
• Current ride inspection copies

Applications

To download an application, click the link provided. Your browser settings may cause the file to save automatically to your computer without opening. Locate the PDF application document in your downloads folder after downloading.

• Tourist Attraction Application Bundle

• Themed Attractions Details Submission Form
• Survey on Revitalizing Tourist Attractions
• Alcohol Responsibility Assessment Form
• Underwriting Guidelines for Go Kart Operations
• Additional Application for Escape Room Experience
• Supplemental Application for Workers Compensation
• Fireworks Additional Application
• Mandatory Signature Supplement from Markel Required for Every Application
• Survey on Preventing Wildfires
  This application applies when the risk is located in any of these 15 states: Arizona, Alaska, California, Colorado, Florida, Idaho, Montana, New Mexico, Nevada, Oklahoma, Oregon, Texas, Utah, Washington, or Wyoming.

Tourist Attraction Insurance Contact Details

• Phone

  
  800-553-8368

• Email

  
  Contact us via email

Phone

Email

Were you aware?

• With more than seven decades of expertise in underwriting and resolving claims within the sports, leisure, and entertainment insurance sector.
• More than 9,000 insurance professionals throughout the United States work with K&K. Appointments aren’t necessary, and there are no required minimum premiums.
• Tourist Attraction clients benefit from general liability policies that are not subject to audit, along with the choice of payment plans that charge no interest.

Eager to begin?

Protecting your passion is what we do best. For over 70 years, K&K has provided specialized insurance for motorsports, sports, recreation, and entertainment groups. Ready to begin? Click below to start your application today!

What makes K&K the best choice?

• Longevity
  Marking more than seven decades of delivering tailored insurance coverage
• Stability
  Covering over 350,000 events and organizations annually
• Experience
  Featuring more than 80 programs spanning sports, leisure, recreation, and motorsports activities

Associated Initiatives

• Venues & Facilities

  Sports and entertainment venues, community hubs, fraternal groups, holiday destinations, visitor attractions, and zoological parks.

  
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• Event Insurance for Special Occasions

  Comprehensive General Liability and Property package insurance options tailored for major events.

  
  Discover Additional Information

• Vendor Liability Coverage

  Insurance coverage for concessionaires, exhibitors, and vendors offering, showcasing, presenting, or advertising goods or services temporarily.

  
  Discover Additional Information

Venues & Facilities

Sports and entertainment venues, community hubs, fraternal groups, holiday resorts, visitor destinations, and zoological parks.

Event Insurance for Special Occasions

Comprehensive General Liability and Property package insurance options tailored for major events.

Coverage for Vendor Liability

Insurance coverage for concessionaires, exhibitors, and vendors offering, showcasing, presenting, or advertising goods or services temporarily.

Disclaimer

The overviews, summaries, or outlines of coverage provided are solely for general information and do not change, adjust, or revise the actual terms of any insurance policy. The terms and conditions of the applicable policy exclusively determine coverage.