Best Travel Credit Cards of July 2025

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- Our Top Travel Credit Cards
- Travel Credit Cards Methodology
- How to Choose the Best Travel Card for You
- How to Employ for a Travel Credit Card
- FAQs

Our Top Travel Credit Card
Travel Credit Cards Methodology
How to Pick out the Best Travel Card for You
How to Apply for a Travel Credit Card
FAQs

A great travel credit card can stretch your budget and upgrade your entire trip — from free flight and hotel stays to perks like lounge access and priority boarding . Whether you ‘re planning a weekend getaway or that once-in-a-lifetime vacation , the right card reach a large dispute .

Our team get tested dozens of travel cards and redeem over a million detail along the means . We ‘ve stayed at top-rated hotels , relaxed in airport sofa around the reality , and book unforgettable trips — all thanks to the rewards these cards offer . Below , you ‘ll notice the best travel credit cards for July 2025 , including standout welcome bonuses and flexible rewards .

Note that we do n’t only list credit card that we ‘re bear to list . The cards you find here are travel cards that we employ ourselves and advocate to our category and friend .

If you ‘re short on time , here are a couple quick choice for our favorite travel cards :

Great for make effortless rewards : Capital One Venture Rewards Credit Card( see pace and fees )

Earn unlimited 2X miles on every purchase and apply them flexibly — no complicated rules .

Great for flexible travel redemptions : Chase Sapphire Preferred

Earn 75,000 bonus item ( worth at least $ 750 in Chase Travel℠ value ) and transfer points 1:1 to lead airline and hotel partners .

Our squad of experts reviewedover 260 reference card
We measure all credit card across the same4 key criteria : value , welcome experience , fees , and perks
Our reference card ratings liveneverinfluence by our advertising partners
If we would n’t recommend an offer to a close family member ,we wo n’t recommend it to you

Our aim is to keep up a balanced best-of list feature top-scoring credit cards from reputable brand . ‘Best for ‘ category selections on this page be ascertain by our editors , and a single card may be recognized in multiple categories .

Our top travel reference cards

On Capital One’s Secure Website.

Best for unlimited reward : Capital One Venture Card

Capital One Venture Rewards Credit Card

On Capital One’s Secure Website.

Earn 75,000 mile when you pass $ 4,000 in 3 month — that ’ s $ 750 toward travel with one of our top-rated cards !

Reward

Welcome Offer

This isone of our top travel reference cards overall, because of its extremely lucrative , still dead mere reward program . Makeunlimited 2X mile on every purchaseand use them to get reimbursed for any travel purchase — or to book a trip through Capital One Travel . TSA PreCheck® credit and the opportunity to make a massivesign-up bonus ( equal to $ 750 in travel )create this reference card one of the serious travel companions .
- Excellent sign-up bonus
- Unlimited mile on purchases
- Travel credit
- Multiple manner to employ mile
- No foreign transaction fee
- Annual fee
- No 0 % intro APR offer
- Low cash back redemption value
- Enjoy a former bonus of 75,000 mile once you spend $ 4,000 on purchases within 3 month from account opening , adequate to $ 750 in travel
- Earn unlimited 2X mile on every purchase , every day
- Earn 5X miles on hotel , vacation rentals and rental cars booked through Capital One Travel , where you ‘ll get Capital One ‘s best prices on thousand of trip choice
- Miles wo n’t pass away for the life of the account and there ‘s no limit to how many you can make
- Receive up to a $ 120 reference for Global Debut or TSA PreCheck®
- Use your miles to get reimbursed for any travel purchase—or redeem by book a trip through Capital One Travel
- Enjoy a $ 50 experience credit and other premium benefits with every hotel and holiday rental book from the Lifestyle Collection
- Transfer your miles to your choice of 15+ travel loyalty program

This isone of our top travel reference cards overall, because of its highly lucrative , yet dead simple rewards plan . Earnunlimited 2X miles on every purchaseand use them to make reimbursed for any travel purchase — or to ledger a trip through Capital One Travel . TSA PreCheck® credit and the opportunity to make a massivesign-up bonus ( equal to $ 750 in travel )make this credit card one of the best travel comrade .

Excellent sign-up bonus
Unlimited miles on purchases
Travel reference
Multiple fashion to use miles
No alien transaction fee

Annual fee
No 0 % intro APR offer
Abject cash back salvation value

Delight a one-time bonus of 75,000 miles once you spend $ 4,000 on purchases within 3 months from story opening , adequate to $ 750 in travel
Earn unlimited 2X miles on every purchase , every day
Earn 5X mile on hotels , holiday rentals and rental cars booked through Capital One Travel , where you ‘ll make Capital One ‘s serious prices on thousands of trip selection
Miles wo n’t expire for the life of the story and there ‘s no limit to how many you can make
Receive up to a $ 120 credit for Global Debut or TSA PreCheck®
Use your mile to make reimbursed for any travel purchase—or redeem by book a trip through Capital One Travel
Bask a $ 50 experience credit and other premium benefit with every hotel and holiday rental book from the Lifestyle Collection
Change your miles to your choice of 15+ travel loyalty curriculum

This is our favorite travel card , period . For merely a $ 95 annual fee ( learn rates and fees ) , you get unlimited 2X miles on every purchase , no need to concern about rotate categories or limit . Whether you ‘re picking up coffee or book a flight , those mile lend up promptly . The best part ? You can apply those miles to erase travel expenses , from flights to hotel , or transfer them to over 15 airline and hotel partner for even more flexibility .

If you ‘re person who love simplicity with maximum reward potential , this card delivers . Plus , the bonus miles you earn after assemble the expenditure doorway can pay you a solid jumpstart on your future adventure .

On Chase’s Secure Website.

Best for airlines : Chase Sapphire Preferred

Chase Sapphire Preferred® Card

On Chase’s Secure Website.

Rewards

5x on Chase Travel℠ , 3x on dining , 2x on all early travel

Welcome Offer

This card easy justifies the ( real sensible ) annual fee with benefit that bear actual value . Earn 75,000 bonus stage after you spend $ 5,000 on purchases in the first 3 month , whichwe estimate cost worth at least $ 750 in Chase Travel℠ value. Plus , enjoy bonus travel and dining reward , a $ 50 annual hotel reference , and 10 % anniversary points boost . With added travel protections like rental car insurance and trip reimbursement , we think this card equal a game-changer for any traveler .
- Bad sign-up bonus
- Travel reward
- Boom rewards
- Flexible travel point
- Consumer and travel protections
- Annual fee
- Limited-time perks
- Earn 75,000 bonus point after you spend $ 5,000 on purchases in the first 3 months from account initiative .
- Enjoy beneﬁts such as 5x on travel purchased through Chase Travel℠ , 3x on dining , pick out streaming service and online groceries , 2x on all early travel purchase , 1x on all early purchase
- Earn up to $ 50 in argument credits each account anniversary yr for hotel stays through Chase Travel℠
- 10 % anniversary point boost – each account anniversary you ‘ll earn bonus detail adequate to 10 % of your total purchase cause the former yr .
- Count on Trip Cancellation/Interruption Insurance , Auto Rental Collision Damage Waiver , Lost Luggage Insurance and more .
- Complimentary DashPass which unlocks $ 0 rescue fee & lower service fee for a minute . of one year when you activate by 12/31/27 . Plus , a $ 10 promo each month on non-restaurant ordering .
- Member FDIC

This card well justify the ( real sensible ) annual fee with benefits that redeem literal value . Earn 75,000 bonus detail after you spend $ 5,000 on purchases in the first 3 months , whichwe estimate equal worth at least $ 750 in Chase Travel℠ value. Plus , enjoy bonus travel and dining rewards , a $ 50 annual hotel reference , and 10 % anniversary point boost . With added travel protections like rental car insurance and trip reimbursement , we recall this card equal a game-changer for any traveler .

Large sign-up bonus
Travel reward
Dining rewards
Flexible travel stage
Consumer and travel protections

Annual fee
Limited-time perks

Earn 75,000 bonus detail after you spend $ 5,000 on purchase in the first 3 month from history initiative .
Enjoy beneﬁts such as 5x on travel purchase through Chase Travel℠ , 3x on dining , select streaming services and online groceries , 2x on all early travel purchase , 1x on all other purchases
Earn up to $ 50 in argument credits each story anniversary yr for hotel stays through Chase Travel℠
10 % anniversary points boost – each account anniversary you ‘ll make bonus degree equal to 10 % of your total purchases made the previous yr .
Count on Trip Cancellation/Interruption Insurance , Auto Rental Collision Damage Waiver , Lost Luggage Insurance and more .
Complimentary DashPass which unlocks $ 0 delivery fee & abject service fees for a min . of one yr when you spark by 12/31/27 . Plus , a $ 10 promo each month on non-restaurant orders .
Member FDIC

The Chase Sapphire Preferred® Card stands out for its valuable airline transfer partner , making it a top pick for frequent flyers . With a 1:1 transfer ratio to major airline and hotel programs , you can plow point into flights with ease . Unlike many premium travel card , it offers this flexibility for just a $ 95 annual fee , build it a budget-friendly way to unlock large travel reward .

On American Express’ Secure Website.

Good for sofa access : Amex Platinum Card

On American Express’ Secure Website.

Reward

Welcome Offer

This luxury travel card has some of the nearly prestigious perks you ‘ll find — access to over 1,400 airport couch , elite condition with Hilton and Marriott Bonvoy ( registration demand ) , andspending credit worth over $ 1,500 in value every yr. Just live ready for the hefty annual fee , which can be offset in the first year with awelcome offer. Term apply .
- Big welcome offer
- Significant expenditure credit
- Airport lounge access
- Hotel benefits
- Flexible travel degree
- Annual fee
- Limited bonus categories
- Spending reference can equal complicated to care
- You may be eligible for as high as 175,000 Membership Rewards® Points after you spend $ 8,000 in eligible purchase on your new Card in your first 6 months of Card Membership . Welcome offers change and you may not equal eligible for an offer . Apply to know if you ’ re approved and see out your exact welcome offer measure – all with no credit score impact . If you ’ re approved and choose to accept the Card , your mark may cost impacted .
- Earn 5X Membership Rewards® Points for flights book right away with airlines or with American Express Travel® up to $ 500,000 on these purchase per calendar yr and earn 5X Membership Rewards® Points on prepaid hotels book with American Express Travel® .
- $ 200 Hotel Credit : Get up to $ 200 back in argument credits each yr on prepaid Fine Hotels + Resorts® or The Hotel Collection booking through American Express Travel using your Platinum Card® . The Hotel Collection requires a minimal two-night stay .
- $ 240 Digital Entertainment Credit : Make up to $ 20 back in argument credits each month on eligible purchases made with your Platinum Card® on one or more of the following : Disney+ , a Disney+ packet , ESPN+ , Hulu , The New York Times , Peacock , and The Wall Street Journal . Enrollment expect .
- Enjoy the benefits of the Global Lounge Collection , with over $ 500 of annual value if you visit Centurion Lounges and each of our spouse lounges including Delta Sky Club® lounges when flee an eligible Delta flight ( subject to impose restriction ) , choice Lufthansa lounges when flying Lufthansa , Plaza Premium lounges and Escape Lounges , and enroll in Priority Pass Select . Find term .
- A Walmart+ membership can get you free shipping with no order minimum on eligible items send by Walmart . Use your Platinum Card® to devote for a monthly Walmart+ membership ( capable to auto-renewal ) and have one argument credit for up to $ 12.95 ( plus applicable tax . Plus Ups not eligible ) each month . Free Shipping excludes nearly Marketplace point , shipment & sure location surcharges . Paramount+ Essential design solely , separate registration demand .
- $ 200 Airline Fee Credit : Select one characterize airline and then receive up to $ 200 in statement credits per calendar year when incidental fee live point by the airline to your Platinum Card® Account . American Express relies on airlines to submit the right information on airline transactions to identify incidental fee purchases . If you do not find a credit for a qualifying incidental purchase on your eligible Card after 8 week , simply call the number on the spine of your Card . Qualifying airlines equal subject to alter . See price & consideration for more item .
- $ 200 Uber Cash : Platinum Card® Member can ride or dine in style with $ 15 in Uber Cash each month , plus a bonus $ 20 in December after adding their Card to their Uber story . Use your Uber Cash on rides and orders in the U.S. when you pick out an Amex Card for your transaction .
- $ 199 CLEAR® Plus Credit : CLEAR® Plus help get you to your gate faster by expend unique facial dimension to assert you equal you at 50+ airports nationwide . Obtain up to $ 199 in argument reference per calendar year after you pay for your CLEAR Plus Membership ( subject to auto-renewal ) with the Platinum Card® .
- Receive either a $ 120 argument credit every 4 years for a Global Entry application fee or a statement credit up to $ 85 every 4.5 years for a TSA PreCheck® ( through a TSA official registration provider ) application fee , when charged to your Platinum Card® . Card Members sanction for Global Entry will as well receive access to TSA PreCheck at no additional cost .
- Shop Saks with Platinum : Come up to $ 100 in argument credits per year for purchase in Saks Fifth Avenue store or at saks.com on your Platinum Card® . That ‘s up to $ 50 in statement credit semi-annually . Enrollment required .
- Use Global Dining Access by Resy to access premium dine experiences . Receive Priority Notify and unlock insider access to some of the world ‘s almost sought-after restaurant with Global Dining Access by Resy . Download the Resy iOS app or log into Resy.com and lend your Platinum Card® to your Resy profile to take advantage of your particular benefit and discover restaurant near you .
- $ 695 annual fee .
- Term Apply .

This luxury travel card has some of the most prestigious perks you ‘ll find — access to over 1,400 airport lounges , elite status with Hilton and Marriott Bonvoy ( enrollment expect ) , andspending reference worth over $ 1,500 in value every yr. Exactly live ready for the hefty annual fee , which can be offset in the first year with awelcome offer. Terms utilize .

Large welcome offer
Significant expenditure reference
Airport lounge access
Hotel benefits
Flexible travel points

Annual fee
Limited bonus category
Spending credits can be complicated to manage

You may equal eligible for as high as 175,000 Membership Rewards® Point after you spend $ 8,000 in eligible purchases on your novel Card in your first 6 month of Card Membership . Welcome offers change and you may not be eligible for an offer . Utilize to know if you ’ re sanction and find out your exact welcome offer amount – all with no reference score impact . If you ’ re approve and choose to take the Card , your score may cost impacted .
Earn 5X Membership Rewards® Points for flights booked directly with airlines or with American Express Travel® up to $ 500,000 on these purchases per calendar yr and earn 5X Membership Rewards® Points on prepaid hotel book with American Express Travel® .
$ 200 Hotel Credit : Become up to $ 200 back in argument credit each yr on prepaid Fine Hotels + Resorts® or The Hotel Collection booking through American Express Travel employ your Platinum Card® . The Hotel Collection demand a minimum two-night stay .
$ 240 Digital Entertainment Credit : Come up to $ 20 back in statement reference each month on eligible purchase made with your Platinum Card® on one or more of the pursuit : Disney+ , a Disney+ packet , ESPN+ , Hulu , The New York Times , Peacock , and The Wall Street Journal . Registration required .
Enjoy the benefit of the Global Lounge Collection , with over $ 500 of annual value if you impose Centurion Lounges and each of our partner lounges including Delta Sky Club® lounges when flying an eligible Delta escape ( capable to visit limitations ) , choice Lufthansa lounges when flying Lufthansa , Plaza Premium sofa and Escape Lounges , and enroll in Priority Pass Select . See price .
A Walmart+ membership can get you free shipping with no order minimum on eligible items shipped by Walmart . Use your Platinum Card® to pay for a monthly Walmart+ membership ( subject to auto-renewal ) and receive one statement credit for up to $ 12.95 ( plus applicable tax . Plus Ups not eligible ) each month . Free Shipping excludes nearly Marketplace items , freight & sure location surcharges . Paramount+ Essential plan only , separate registration required .
$ 200 Airline Fee Credit : Select one qualifying airline and then have up to $ 200 in argument reference per calendar yr when incidental fees are charged by the airline to your Platinum Card® Account . American Express relies on airlines to present the correct information on airline transactions to identify incidental fee purchase . If you do not see a reference for a qualifying consequent purchase on your eligible Card after 8 week , just call the issue on the back of your Card . Qualifying airlines be capable to change . See term & weather for more item .
$ 200 Uber Cash : Platinum Card® Members can taunt or dine in style with $ 15 in Uber Cash each month , plus a bonus $ 20 in December after add their Card to their Uber account . Use your Uber Cash on rides and order in the U.S. when you select an Amex Card for your transaction .
$ 199 CLEAR® Plus Credit : CLEAR® Plus helps get you to your gate faster by utilize unique facial dimension to affirm you are you at 50+ airports nationwide . Receive up to $ 199 in argument credits per calendar yr after you pay for your CLEAR Plus Membership ( capable to auto-renewal ) with the Platinum Card® .
Receive either a $ 120 statement reference every 4 years for a Global Entry application fee or a argument reference up to $ 85 every 4.5 years for a TSA PreCheck® ( through a TSA official registration provider ) application fee , when blame to your Platinum Card® . Card Members approved for Global Entry will also find access to TSA PreCheck at no additional cost .
Shop Saks with Platinum : Come up to $ 100 in statement credit annually for purchases in Saks Fifth Avenue shop or at saks.com on your Platinum Card® . That ‘s up to $ 50 in statement credit semi-annually . Enrollment required .
Use Global Dining Access by Resy to access premium dining experiences . Receive Priority Notify and unlock insider access to some of the universe ‘s most sought-after restaurants with Global Dining Access by Resy . Download the Resy iOS app or log into Resy.com and add your Platinum Card® to your Resy profile to bring advantage of your particular benefit and discover restaurant near you .
$ 695 annual fee .
Price Apply .

If you ‘re someone who love indulging in a luxurious airport experience , the Amex Platinum Card ( hear ) is your ticket to a more comfortable and exclusive journey . Sure , the annual fee is much steeper compare to the Capital One Venture Card or Chase Sapphire Preferred® Cards , but the rewards and perks you ‘ll unlock more than make up for it .

One of the standout benefits is access to a immense network of airport sofa , including the desired Centurion Lounges , which offer a serene space to relax , enjoy complimentary snacks , and even take a shower before your escape . It ‘s a plot changer for frequent traveler who value comfort over cost . Plus , you ‘ll earn higher rewards on flights and prepaid hotel , so you ‘ll quickly find the value if you ‘re ever on the go . Price apply .

On Wells Fargo’s Secure Website.

Best for no annual fee : Wells Fargo Autograph Card

Wells Fargo Autograph® Card

On Wells Fargo’s Secure Website.

Intro APR

Purchase :0 % intro APR , 12 month from story initiative

Reward

Welcome Offer

This card put up unlimited 3X degree on mutual things like restaurants , gas stations , travel , transit , popular streaming services , and phone plans . Plus , make 1X points on other purchases . This could live a great choice if you pass a lot in those categories . A solid welcome bonus and cell phone protection are the cherries on crest .
- Firm welcome bonus for a no annual fee card
- Earn Unlimited 3x item on useful categories
- Cellphone protection
- Early card put up prominent bonuses , though they ordinarily come with annual fees
- The 1x points baseline reward pace on other purchase , though normal for this type of card , can be beat
- Apply Today to take advantage of this offer and learn more about production features , price and conditions .
- Earn 20,000 bonus stage when you spend $ 1,000 in purchase in the first 3 month – that ‘s a $ 200 cash salvation value .
- Earn unlimited 3X points on the affair that really add up – like restaurant , travel , gas stations , passage , popular streaming services , and phone plans . Plus , earn 1X points on other purchase .
- $ 0 annual fee .
- 0 % intro APR for 12 months from history opening on purchases . 19.24 % , 24.24 % , or 29.24 % variable APR thereafter .
- Up to $ 600 of cell phone security against damage or theft . Capable to a $ 25 deductible .
- Redeem your reward point for travel , gift card , or argument credits . Or store at million of online stores and redeem your rewards when you check out with PayPal .
- Find tickets to exceed sports and entertainment effect , record travel , make dinner reservations and more with your complimentary 24/7 Visa Signature® Concierge .

This card offer unlimited 3X points on common matter like restaurants , gas station , travel , transit , popular streaming service , and phone plans . Plus , make 1X points on other purchase . This could cost a great pick if you spend a band in those categories . A firm welcome bonus and cell phone security are the cherries on crest .

Firm welcome bonus for a no annual fee card
Earn Unlimited 3x points on useful categories
Cellphone protection

Other cards put up prominent bonuses , though they usually come with annual fee
The 1x points baseline rewards rate on early purchases , though normal for this type of card , can cost beat

Apply Now to need advantage of this offer and discover more about product features , term and weather .
Earn 20,000 bonus points when you pass $ 1,000 in purchases in the first 3 months – that ‘s a $ 200 cash salvation value .
Earn unlimited 3X degree on the affair that actually add up – like restaurant , travel , gas station , passage , popular streaming services , and phone design . Plus , make 1X points on other purchases .
$ 0 annual fee .
0 % intro APR for 12 months from account spread on purchases . 19.24 % , 24.24 % , or 29.24 % variable APR thereafter .
Up to $ 600 of cell phone protection against price or theft . Subject to a $ 25 deductible .
Redeem your rewards point for travel , gift card , or argument reference . Or shop at million of online stores and redeem your rewards when you check out with PayPal .
Find ticket to top sports and entertainment events , book travel , make dinner reservation and more with your complimentary 24/7 Visa Signature® Concierge .

What ‘s skillful than free ? Not a lot . The Wells Fargo Autograph® Card comes with a $ 0 annual fee , make it an ideal selection for those who want to make reward without the upfront cost . It ‘s a simple , straightforward choice that give you the flexibility to rack up points on a kind of everyday purchase like dine , travel , and streaming service .

Plus , the bonus categories are broad enough to suit most lifestyles , so you ‘ll make rewards without having to prevent track of rotating category .

On Chase’s Secure Website.

Better for frequent flyers : Chase Sapphire Reserve®

Chase Sapphire Reserve®

On Chase’s Secure Website.

Earn 100,000 point + a $ 500 Chase Travel℠ credit when you pass $ 5,000 in 3 months — this is Sapphire Reserve ’ s best-ever bonus !

Rewards

8x item on Chase Travel℠ , 4x degree on flight and hotel booked direct , 3x points on dining , 1x points on all early purchase

Welcome Offer

100,000 bonus degree + $ 500 Chase Travel℠ promo reference

All the perks we ‘ve come to expect from a top travel card , including a $ 300 annual travel reference , airport lounge access , and large bonuses on travel and dining . Stage live transferable to airline and hotel partners or worth up to 2x if you book through Chase Travel℠ . The annual fee exist hefty , but if you can employ all its features , this card could equal good worth the cost .
- Travel credits
- Airport lounge access
- Travel and dining reward
- Welcome offer
- Flexible travel points
- Annual fee
- Limited-time benefit
- Earn 100,000 bonus points + $ 500 Chase Travel℠ promo credit after you pass $ 5,000 on purchase in the first 3 months from bill initiative .
- Get more than $ 2,700 in annual value with Sapphire Reserve .
- Earn 8x item on all purchases through Chase Travel℠ , including The Edit℠ and 4x item on flights and hotels book direct . Plus , make 3x degree on dining worldwide & 1x points on all early purchases
- $ 300 annual travel reference as reimbursement for travel purchases charge to your card each bill anniversary yr .
- Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership , plus every Chase Sapphire Lounge® by The Club with two guest . Plus , up to $ 120 towards Global Entry , NEXUS , or TSA PreCheck® every 4 yr
- Come up to $ 150 in statement credits every six months for a maximum of $ 300 per year for boom at restaurant that be share of Sapphire Reserve Exclusive Tables .
- Count on Trip Cancellation/Interruption Insurance , Auto Rental Coverage , Lost Luggage Insurance , no alien transaction fees , and more .
- Get complimentary Apple TV+ , the exclusive streaming plate of Apple Originals . Plus Apple Music – all the music you enjoy , across all your devices . Subscriptions run through 6/22/27 – a value of $ 250 annually
- Member FDIC

All the perks we ‘ve come to require from a top travel card , including a $ 300 annual travel credit , airport lounge access , and large bonuses on travel and dining . Item live transferable to airline and hotel spouse or worth up to 2x if you book through Chase Travel℠ . The annual fee is hefty , but if you can use all its feature , this card could equal well worth the price .

Travel credits
Airport couch access
Travel and dining rewards
Welcome offer
Flexible travel detail

Annual fee
Limited-time benefits

Earn 100,000 bonus stage + $ 500 Chase Travel℠ promo reference after you pass $ 5,000 on purchases in the first 3 month from report opening .
Get more than $ 2,700 in annual value with Sapphire Reserve .
Earn 8x detail on all purchases through Chase Travel℠ , include The Edit℠ and 4x stage on flight and hotels book direct . Plus , make 3x points on dine worldwide & 1x degree on all other purchase
$ 300 annual travel reference as reimbursement for travel purchase charged to your card each bill anniversary yr .
Access over 1,300 airport lounges worldwide with a complimentary Priority Pass™ Select membership , plus every Chase Sapphire Lounge® by The Club with two guests . Plus , up to $ 120 towards Global Entry , NEXUS , or TSA PreCheck® every 4 yr
Get up to $ 150 in argument reference every six month for a maximum of $ 300 each year for boom at restaurants that live piece of Sapphire Reserve Exclusive Tables .
Count on Trip Cancellation/Interruption Insurance , Auto Rental Coverage , Lost Luggage Insurance , no alien transaction fees , and more .
Get complimentary Apple TV+ , the exclusive streaming plate of Apple Originals . Plus Apple Music – all the music you love , across all your device . Subscriptions run through 6/22/27 – a value of $ 250 each year
Member FDIC

For traveler who desire luxury and flexibility , the Chase Sapphire Reserve® ( learn rates and fees ) be a standout choice . It comes with a $ 300 annual travel credit , reach trip more affordable right forth . Earn 4x points on escape and hotel book direct , with the power to transplant reward to exceed airline partners for maximum value .

Plus , enjoy airport sofa access , priority perks , and travel protections that do every journey smoother . If you ‘re a frequent flyer looking for premium benefit , this card delivers .

On American Express’ Secure Website.

Good for free match handbag : Delta SkyMiles® Gold American Express Card

On American Express’ Secure Website.

Rewards

$ 0 introductory annual fee for the first year , then $ 150 .

Welcome Offer

A budget-friendly option for earning Delta mile . The benefit well outweigh the annual fee if you fly with Delta regularly .
- Welcome offer
- Free checked purse
- Priority boarding
- Make a Flight Credit
- Annual fee
- No premium travel benefit
- Earn 50,000 Bonus Miles after you pass $ 2,000 in eligible purchases on your fresh Card in your first 6 months of Card Membership .
- Savor a $ 0 introductory Annual Fee for the first year , then $ 150 .
- Delta SkyMiles® Gold American Express Card Members get 15 % off when utilize miles to book Award Travel on Delta flight through delta.com and the Fly Delta app . Discount not applicable to partner-operated flight or to taxes and fees .
- $ 200 Delta Flight Reference : After you spend $ 10,000 in purchase on your Card in a calendar yr , you can have a $ 200 Delta Flight Credit to apply toward next travel .
- Earn 2X Miles on Delta purchases , at U.S. Supermarkets and at restaurant worldwide , include takeout and rescue in the U.S . Earn 1X Miles on all other eligible purchase .
- You can check your first bag free on Delta flights , spare up to $ 70 on a round-trip Delta escape per person . For a class of four that ’ s a potential saving of up to $ 280 per round-trip flight .
- Receive Zone 5 Priority Boarding on Delta flight ; plank early , stow your carry-on purse and settle in sooner .
- $ 100 Delta Stays Credit : Get up to $ 100 back per year as a statement credit after using your Delta SkyMiles® Gold American Express Card to book prepaid hotels or vacation rentals through Delta Stays on delta.com .
- Bring up to $ 50 off the price of your flight for every 5,000 mile you redeem with Pay with Miles when you book on delta.com .
- Receive a 20 % rescue in the shape of a argument reference on eligible Delta in-flight purchases after employ your Card .
- No Foreign Transaction Fees .
- With Send & Split® , you can commit money and separate your Card purchases with any early Venmo or PayPal user , directly from the Amex App . Enroll today .
- Apply with confidence . Know if you ‘re approved for a Card with no impact to your credit grudge . If you ‘re approved and you choose to accept this Card , your credit score may live impacted .
- Terms Apply .

A budget-friendly option for make Delta miles . The benefits easily outweigh the annual fee if you fly with Delta regularly .

Welcome offer
Free insure base
Priority boarding
Earn a Flight Credit

Annual fee
No premium travel benefit

Earn 50,000 Bonus Miles after you spend $ 2,000 in eligible purchase on your new Card in your first 6 months of Card Membership .
Bask a $ 0 introductory Annual Fee for the first year , then $ 150 .
Delta SkyMiles® Gold American Express Card Members get 15 % off when using mile to book Award Travel on Delta escape through delta.com and the Fly Delta app . Discount not applicable to partner-operated flights or to taxes and fee .
$ 200 Delta Flight Credit : After you spend $ 10,000 in purchases on your Card in a calendar year , you can have a $ 200 Delta Flight Credit to employ toward next travel .
Earn 2X Miles on Delta purchases , at U.S. Supermarkets and at restaurant worldwide , including takeout and delivery in the U.S . Earn 1X Miles on all other eligible purchase .
You can insure your first bag free on Delta flight , redeem up to $ 70 on a round-trip Delta escape per person . For a household of four that ’ s a possible saving of up to $ 280 per round-trip flight .
Receive Zone 5 Priority Boarding on Delta escape ; plank early , stow your carry-on purse and locate in sooner .
$ 100 Delta Stays Credit : Make up to $ 100 back per year as a argument reference after use your Delta SkyMiles® Gold American Express Card to record prepaid hotel or holiday rentals through Delta Stays on delta.com .
Remove up to $ 50 off the price of your escape for every 5,000 mile you redeem with Pay with Miles when you script on delta.com .
Receive a 20 % saving in the form of a statement credit on eligible Delta in-flight purchase after using your Card .
No Foreign Transaction Fees .
With Send & Split® , you can send money and divide your Card purchases with any early Venmo or PayPal user , directly from the Amex App . Enroll today .
Apply with confidence . Know if you ‘re approved for a Card with no impact to your reference mark . If you ‘re sanction and you pick out to have this Card , your reference mark may exist impacted .
Price Apply .

Luggage fees can add up fast , but the Delta SkyMiles® Gold American Express Card assist you spare . Have a free checked bag for yourself and up to eight comrade on Delta flights , reach it a great selection for families or group traveler . This perk solely can easy offset the annual fee ( learn ) , and you ‘ll too make valuable SkyMiles on every purchase . Term apply .

Serious for hotel : IHG Rewards Premier Card

IHG One Rewards Premier Credit Card

Reward

Welcome Offer

This card hold a real lucrative bonus you can earn after spread an account , and grant you to rack up tons of stage on hotel stays .
- Large sign-up bonus
- Free dark award
- Automatic elite status
- Bonus IHG® reward
- No alien transaction fee
- Annual fee
- Earn 140,000 Bonus Item
- Enjoy an Anniversary Free Night at IHG Hotels & Resorts . Plus , savor a 4th reward night free when you redeem stage for a successive four-night IHG® hotel stay .
- Earn up to 26 entire points per $ 1 spent when you delay at IHG Hotels & Resorts
- Earn 5 item per $ 1 spend on purchases on travel , at gas stations , and restaurants . Earn 3 points per $ 1 spent on all early purchase
- Automatic Platinum Elite position as long as you stay a Premier cardmember
- Global Entry , TSA PreCheck® or NEXUS Statement Credit of up to $ 120 every 4 year as reimbursement for the application fee charged to your card
- IHG One Rewards Bonus points are redeemable at Hotels & Resorts such as InterContinental® , Crowne Plaza® , Kimpton® , EVEN® Hotels , Indigo® Hotels & Holiday Inn®
- Member FDIC

This card have a real lucrative bonus you can earn after spread an report , and allows you to rack up dozens of stage on hotel stays .

Big sign-up bonus
Free night award
Automatic elite condition
Bonus IHG® reward
No alien transaction fee

Annual fee

Earn 140,000 Bonus Degree
Enjoy an Anniversary Free Night at IHG Hotels & Resorts . Plus , enjoy a 4th reward night free when you redeem item for a straight four-night IHG® hotel stay .
Earn up to 26 total points per $ 1 spend when you stay on at IHG Hotels & Resorts
Earn 5 stage per $ 1 spend on purchase on travel , at gas stations , and restaurant . Earn 3 points per $ 1 pass on all early purchase
Automatic Platinum Elite status as long as you remain a Premier cardmember
Global Entry , TSA PreCheck® or NEXUS Statement Credit of up to $ 120 every 4 years as reimbursement for the application fee charged to your card
IHG One Rewards Bonus points cost redeemable at Hotels & Resorts such as InterContinental® , Crowne Plaza® , Kimpton® , EVEN® Hotels , Indigo® Hotels & Holiday Inn®
Member FDIC

Dreaming of free hotel stays ? The IHG One Rewards Premier Credit Card can do that happen quick than you think . With a generous welcome bonus , strong earning rate , and perks like elite position and an annual free night , this card call on your travel expenditure into real reward . While you can only redeem reward at IHG property , its extensive hotel network offers plenty of great options .

Best for occupation travel : Capital One Spark 2X Miles

Capital One Spark 2X Mile

Reward

Annual Fee

Welcome Offer

One of the best card for business looking to capitalize on a travel reward for their everyday purchase . With a large sign up bonus , 2x miles , and humble fees , it exist a great selection for jet-setting little occupation .
- Large sign-up bonus
- Unlimited 2x mile
- No foreign transaction fee
- Multiple ways to employ miles
- Annual fee
- No intro APR offer
- Make a former bonus of 50,000 mile – equal to $ 500 in travel – once you spend $ 4,500 on purchase within the first 3 months from account first step
- Earn unlimited 2X miles per dollar on every purchase , all over , no limit or family restriction , and miles wo n’t expire for the life of the account
- Earn 5X miles on hotel and rental car bookings through Capital One Travel℠ utilize a Spark Miles card
- Transfer your mile to 10+ take travel loyalty curriculum like JetBlue™ , Air Canada , and Emirates™
- Redeem your miles immediately for any travel-related purchases , from flight and hotel to ride-sharing services
- Fly through protection with one argument credit for either the $ 85 TSA Pre✓® application fee or the $ 100 Global Entry application fee
- $ 0 intro annual fee for the first yr ; $ 95 after that
- Free employee card which also make unlimited 2X miles from their purchase

One of the better card for occupation looking to capitalize on a travel reward for their everyday purchases . With a bad sign up bonus , 2x mile , and abject fee , it is a great selection for jet-setting small businesses .

Big sign-up bonus
Unlimited 2x miles
No alien transaction fee
Multiple ways to expend miles

Annual fee
No intro APR offer

Earn a one-time bonus of 50,000 mile – adequate to $ 500 in travel – once you pass $ 4,500 on purchases within the first 3 month from account first step
Earn unlimited 2X miles per dollar on every purchase , all over , no limit or family restrictions , and mile wo n’t pass away for the living of the account
Earn 5X mile on hotel and rental car booking through Capital One Travel℠ using a Spark Miles card
Change your miles to 10+ leading travel loyalty programs like JetBlue™ , Air Canada , and Emirates™
Redeem your miles at once for any travel-related purchases , from escape and hotels to ride-sharing service
Fly through security with one statement reference for either the $ 85 TSA Pre✓® application fee or the $ 100 Global Entry application fee
$ 0 intro annual fee for the first year ; $ 95 after that
Free employee cards which too make unlimited 2X mile from their purchase

If you travel for occupation , the Capital One Spark 2X Miles card live one of the best options out there . Make 2X mile on all eligible purchase , so you never own to worry about expenditure categories , and have 5X miles on hotel and rental car bookings through Capital One Travel℠ .

The first year comes with a $ 0 intro fee annual fee , and there ‘s a strong welcome bonus when you meet the expenditure necessity . Whether you ‘re flying across the state or driving to customer meetings , this card grow your occupation expenses into travel reward .

Our travel reference card rating criteria Includes reward system and bonus categories , rewards redemption flexibility , and sign-up bonuses .

Reward system and bonus categories ( the earn pace of flat-rate rewards , or tiered expenditure category )
Rewards redemption flexibility and detail programs ( booking travel , transfer partners , statement credit , etc . )
Sign-up bonuses that can drastically boost card value in the first yr
Perks that can offset annual fees like airport couch access , travel reference , and TSA PreCheck reimbursement

We combine these element with an evaluation of brand reputation and customer gratification to insure you ‘re become the best travel card recommendations . Our intent is to exert a balanced best-of list feature top-scoring travel reference card from reputable brand . ‘Best for ‘ category selection on this page are determine by our editors , and a single card may equal recognize in multiple categories .

Ordering within list is influence by advertiser compensation , include featured placement at the top of a give list , but our production recommendations are NEVER influenced by advertisers . Learn more about .

Our travel reference card rating criteria Includes rewards system and bonus categories , reward redemption flexibility , and sign-up bonuses .

Reward system and bonus categories ( the earn pace of flat-rate reward , or tiered expenditure category )
Rewards salvation flexibility and stage program ( booking travel , transfer partners , argument reference , etc . )
Sign-up bonuses that can drastically boost card value in the first yr
Perks that can offset annual fees like airport lounge access , travel credits , and TSA PreCheck reimbursement

We combine these element with an evaluation of brand reputation and customer gratification to see you ‘re getting the well travel card recommendation . Our aim is to keep up a balanced best-of list feature top-scoring travel credit card from reputable brands . ‘Best for ‘ category selections on this page equal determine by our editor , and a single card may cost make out in multiple categories .

Ordering within lists is influenced by advertiser compensation , including featured placement at the height of a given list , but our product recommendation be NEVER influenced by advertisers . Learn more about .

How to prefer the best travel card for you

Choose the correct travel reference card depends on your travel habits , expenditure pattern , and what perks matter most to you . Here ‘s a simple guide to finding the well fit :

Decide on the type of travel card

Travel reference cards in general fall into three category :

General travel rewards card: These card make flexible stage or miles that can be redeemed for a form of travel expense , making them ideal if you want more versatility in how you use your rewards .
Airline reference card: If you ‘re a frequent flyer loyal to a specific airline , these card extend perks like , priority boarding , and surplus miles for your airline purchase .
Hotel reference card: Perfect for those who prefer a particular hotel chain , these cards offer benefit like free nights , way upgrades , and early check-ins or former checkouts .

Compare key card features

Once you ‘ve identify the type of travel card that suits your motive , believe these factors :

Annual fee

Most travel cards send an annual fee , which can range from $ 95 to $ 500 or more for premium cards . Make sure the benefit outweigh the price , or regard a no annual fee travel card if you ‘re await to write .

Travel cards often offer tempt , but they typically total with spending requirements . See how much you require to spend within the first few month to earn the bonus , and make sure it equip within your budget .

Reward structure

Some card offer high reward in specific categories , like dining and travel .
Others have a flat rewards pace on all purchase .

Blame a card that adjust with your spending habit to maximize rewards .

Travel perks and security

Additional benefit can lend substantial value , include :

Free control bag , airport lounge access , or priority boarding with .
Hotel elite status , complimentary nights , or late checkout with hotel card .
Trip cancellation insurance , rental car coverage , or no foreign transaction fee with general travel cards .

The bottom line

The good travel reference card for you depend on how you travel and pass . If you need flexibility , a universal travel card may be the well fit . If you ‘re loyal to a specific airline or hotel , a cobranded card can offer more tailored perks . Compare features cautiously to take the card that provide the most value for your needs .

How to use for a travel credit card

Employ for a travel credit card cost a straightforward process , but require the right measure can increase your prospect of approval and help you choose the serious card for your need . Here ‘s what to make :

1 . See your credit grudge

Most travel reference card need good to excellent credit ( a FICO® Score of 670 or high ) . Before utilize , see your credit score through your bank , a credit monitoring service , or a free reference study .

2 . Compare travel credit cards

Find a card that fits your travel habits and expenditure preferences . Study :

Annual fees :Are the perks worth the cost ?
Reward structure :Act it adjust with your spending ?
Sign-up bonus :Can you meet the expenditure necessity ?
Perks and benefits :Cause you value lounge access , hotel upgrades , or travel insurance ?

3. Review application requirements

Personal information :Name , address , Social Security act , and income .
Employment and income details :Helps issuers ascertain your ability to repay .
Existing debt and credit story :A abject debt-to-income ratio improves approval chances .

4 . Apply online

Once you ‘ve take the correct card , impose the issuer ‘s website and complete the application . Many application take just a few second , and some provide an instant approval decision .

5 . Wait for approval

Instant approval :If your reference and income meet the necessity , you might be approved right away .
Farther review :Some applications require a few day if the issuer take more information .
Denied ? :If rejected , go over the reason , match your reference study , and believe enforce for a unlike card that better matches your profile .

6 . Activate and set out utilize your card

If approved , you ‘ll receive your card in the mail within seven to 10 occupation days . Spark it online or by phone , then set out utilize it to earn rewards and work toward any sign-up bonus .

Final tips

Apply for one card at a time :Multiple application can let down your credit mark .
Use your novel card responsibly :Devote your balance in full to avoid interest charges .
Maximize your reward :Take advantage of bonus categories and travel perks .

Utilize for a travel reference card can exist a great means to earn reward and enjoy travel benefit — just cause sure to pick the correct 1 and use it wisely .

FAQs

Most travel credit cards expect good to excellent credit ( a FICO® Score of 670 or higher ) . Premium travel card may require a score above 700 for approval .
Many travel reference cards waive alien transaction fee , making them great for international travel . However , some universal reward cards even so load a 3 % fee on alien purchases , thus check the fine print before using your card abroad .
Yes , many travel cards allow you to redeem points for cash back , talent cards , or merchandise , but move redemptions much offer the better value . Some card also allow you shift item to airline or hotel partner .

Most travel credit card require good to excellent reference ( a FICO® Score of 670 or higher ) . Premium travel card may require a score above 700 for approval .

Many travel credit card waive foreign transaction fee , make them great for international travel . Even so , some universal reward card still load a 3 % fee on alien purchase , so insure the fine print before employ your card abroad .

Yes , many travel cards permit you to redeem points for cash back , gift card , or merchandise , but move redemptions often put up the serious value . Some cards too let you transplant points to airline or hotel partners .

We ‘re firm believers in the Golden Rule , which is why editorial opinions are ours solely and hold not exist previously reviewed , approved , or endorsed by included advertisers . Motley Fool Money does not cover all offers on the market . Motley Fool Money is 100 % have and operated by The Motley Fool . Our knowledgeable team of personal finance editors and analyst are apply by The Motley Fool and have to the same set of publishing standards and editorial integrity while maintain professional separation from the analyst and editors on other Motley Fool sword .
Terms may use to offers listed on this page .

For Capital One merchandise list on this page , some of the above benefit may equal furnish by Visa® or Mastercard® and may change by product . See the respective Guide to Benefits for item , as terms and exclusions use .

For rate and fees for the Delta SkyMiles® Gold American Express Card , click

For rates and fees for the The Platinum Card® from American Express , click

The Motley Fool owns portion of and advocate Visa and Mastercard . The Motley Fool advocate Amex .

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Best Travel Credit Cards of July 2025

Our top travel reference cards

Best for unlimited reward : Capital One Venture Card

Capital One Venture Rewards Credit Card

Best for airlines : Chase Sapphire Preferred

Chase Sapphire Preferred® Card

Good for sofa access : Amex Platinum Card

Best for no annual fee : Wells Fargo Autograph Card

Wells Fargo Autograph® Card

Better for frequent flyers : Chase Sapphire Reserve®

Chase Sapphire Reserve®

Good for free match handbag : Delta SkyMiles® Gold American Express Card

Serious for hotel : IHG Rewards Premier Card

IHG One Rewards Premier Credit Card

Best for occupation travel : Capital One Spark 2X Miles

Capital One Spark 2X Mile

How to prefer the best travel card for you

Decide on the type of travel card

Compare key card features

Annual fee

Sign-up bonus

Reward structure

Travel perks and security

The bottom line

How to use for a travel credit card

1 . See your credit grudge

2 . Compare travel credit cards

3. Review application requirements

4 . Apply online

5 . Wait for approval

6 . Activate and set out utilize your card

Final tips

FAQs

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